Why do you need insurance for your residents association or resident management business?

Taking care of a block of flats or apartments is a lot of work and, depending on the ownership structure and preferences of those involved, can by organised through a Right to Manage arrangement, Residents Association or Residents Management Company.

Whichever way your block of flats or apartments is run, LMB Insurance Services offers a variety of insurance products to suit your individual requirements. We have extensive experience and access to a number of bespoke insurance plans specifically tailored for Right to Manage arrangement, Residents Associations and Residents Management Companies.

We are here to provide personal service, you will never be put through to a call centre. Call us on 01752 969 170 to speak to a broker today.

• Buildings including accidental damage, water damage, fire, theft, flood and storm
• Inflation protection of up to 50%. We use recognised independent price indices to amend your sums insured to reflect inflation, so you don’t have to
• Trace and access of leaks in service pipes.
• Communal contents including fitted carpets.
• Alternative accommodation or loss of rent.
• Outbuildings, such as garages, and communal gardens and grounds.
• One excess per incident so if damage affects several flats you are liable for only one excess per total claim.
• Replacement keys including keys to communal entrances.
• Employers liability to cover anyone working in communal areas
• Third party liability up to £10 million.