Insurance for

Engineering & Inspection Services

Insurance for engineering and inspection services across Devon, Cornwall and the UK.

Insurance tailored for you

Leading insurance plans for engineering and inspection services

Why do you need engineering and inspection insurance?

Failure of mechanical, electrical or lifting equipment can be costly and disruptive to the leaseholders and tenants, and cause you major problems.
Independent engineering inspections help identify problems early, enabling you to organise and plan for repairs before a major failure occurs. Independent inspectors, who are unlikely to have a vested interest in the outcome, are more likely to identify only necessary repairs.

Some inspections are a legal and statutory requirement. Passenger lifts, for example, have to be inspected twice annually, not least to meet health and safety legislation. Insurance against breakdown can also be added to a policy. It provides cover for the cost of repairs, so there may be no need to raid the management fund if the unexpected happens.

Inspection services

Inspections are necessary for equipment where there are significant health and safety risks (H&S) as a result of incorrect installation, reinstallation and deterioration. Regular inspection can prevent potential hazards, save money and ensure compliance with UK H&S laws.

Machinery and plant all have varying inspection periods, depending on the type of equipment and includes items such as lifting equipment, boilers and electrical installations.

LOLER – Lifting Operations and Lifting Equipment Regulations 1998

  • Passenger lifts – Every 6 months
  • Goods lifts – Annually
  • Lifting accessories (tackle) – Every 6 months

Inspection guide – What you need to know

What to expect from an inspection:

  • Tests should be performed on site by a qualified engineer or surveyor, who may also provide advice on maintenance and usage.
  • You will be issued with a “Certificate of Inspection”. Similar to an MOT for a car, this will also highlight any faults or defects that need fixing.
  • Anything considered dangerous may result in the plant being taken out of service until it is repaired.

Lifting equipment

Passenger lifts – Inspected: 6 months
It is a legal requirement for lifts to be inspected by an independent competent person. Inspections should not be carried out by the same person responsible for maintenance due to conflict of interest. Be aware that a maintenance plan may not include all statutory inspection requirements.

Keep a record of inspections and a copy of the inspection certificates with your insurance documents. To help comply with the 1998 ‘Lifting Operations and Lifting Equipment Regulations’ (LOLER), insurers offer a stand alone inspection service, separate to an Engineering Insurance policy.

Check list of engineering plant located at blocks of flats

When did you last check?

  • Electric gates and barriers
  • Garage doors & roller shutters
  • Lifts
  • Plumbing and heating systems
  • Fuse boxes
  • Window cleaning pulleys
  • Heat exchangers
  • Back-up generators
  • Air conditioning and ventilation units
  • Disabled access systems
  • Doors and intercoms
  • Smoke alarms, fire hydrants and doors
  • Lightning protection systems
  • Pool/spa cover systems
  • Security lighting
  • Sprinkler systems

Why choose LMB Insurance Services?

  • A multi award-winning insurance broker based in beautiful Plymouth, Devon
  • We pride ourselves on our exceptional customer service
  • We deliver affordable and comprehensive insurance policies to suit your individual needs
  • We are committed to only offering high quality products, primarily from leading insurance companies
  • We believe in transparency and always act in the best interests of our clients
  • We are here to provide personal service, you will never be put through to a call centre.


Highly rated by our clients


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